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           Checking
 
           With a Checking account at St. Francis X. Federal Credit Union,
              we offer you an account with lots of advantages.
 
              There is no minimum balance required.  No $4.00 monthly fee.
              Unlimited check writing, no per check fees.  A free debit card.
              Over-draft protection with account to account transfers.
 
                                                         We offer a wide selection of checks to   
                                                         choose from.  Something for everyone.
 
                                                         Businesses and personal accounts are 
                                                         available for your checking needs.
 
                       
 
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