Welcome To St. Francis X. Federal Credit Union
St. Francis X. Federal Credit Union has gone community! We are excited about the change in our charter allowing us to better serve individuals in our local community. The National Credit Union Administration (NCUA) granted St. Francis X. Federal Credit Union's request for a community charter, which will allow us to offer membership to any individual who lives, works, worships, attends school or regularly conducts business in Emmet, Charlevoix and Cheboygan counties. Current members will not be affected and will receive the same exceptional value and service as always. Family of existing members may also join! So what are you waiting for? The best value in banking has gone community!
To our current members, you will not need to make any changes to any of your accounts or services. This includes debit/credit cards, mobile or home banking, direct deposits, billpay or checks. This change will make a better and brighter future for all of us and we are glad that you are a part of it.
"It is very important that affordable financial services are available to everyone in these three counties", said credit union President/CEO Scott Bingaman. "We are excited to become a bigger part of these communities while providing new growth opportunities for the Credit Union."
We have been recognized as one of the top 200 healthiest
Credit Unions in the United States! Read more.
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IMPORTANT CARD FRAUD
We are enhancing our Card Fraud Prevention Service. There are some changes that you should know about. Please click here to read more.
Xtra Points Rewards
keeps getting better!
Does your low interest rate checking
For a comparison of Rewards vs.
Interest checking click here.
Learn more about our Home Banking!
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Having problems with our mobile apps?
Try removing the app and reinstalling it.
If that does not work feel free to give us a call so we can help.
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