Section Menu
We make it easy to stay in touch.
We have four convenient branches to serve your needs. Of course, you can always access us through Mobile and Online Banking.
Downtown Branch
224 State Street
Petoskey, MI 49770
231.347.8480
231.348.7699 (fax)
Harbor-Petoskey Branch (M119 Main Office)
2140 M-119
Petoskey, MI 49770
231.348.7690
231.347.4126 (fax)
Harbor Springs Branch
7681 State Road
Harbor Springs, MI 49740
231.526.5980
231.526.6280 (fax)
Rotary Park
1511 US-131
Petoskey, MI 49770
231.348.7690
231.439.1535 (fax)
Branch Hours
All St. Francis X Federal Credit Union offices are full-service facilities with lobby and drive-through access.
| Day | Drive-Through | Lobby |
|---|---|---|
| Monday | 7:30 a.m. – 5:00 p.m. | 8:30 a.m. – 5:00 p.m. |
| Tuesday | 7:30 a.m. – 5:00 p.m. | 8:30 a.m. – 5:00 p.m. |
| Wednesday | 7:30 a.m. – 12:00 p.m. (noon) | 8:30 a.m. – 12:00 p.m. (noon) |
| Thursday | 7:30 a.m. – 5:00 p.m. | 8:30 a.m. – 5:00 p.m. |
| Friday | 7:30 a.m. – 6:00 p.m. | 8:30 a.m. – 6:00 p.m. |
| Saturday | 8:30 a.m. – 12:00 p.m. (noon) | 8:30 a.m. – 12:00 p.m. (noon) |
ATM Hours
Open 24/7. No access fees for members. ATM services are available at all branches.
Rotary Park
1551 US-131
Petoskey, MI 49770
Phone: 231.348.7690
FAX: 231.439.1535
Harbor Springs
7681 State Road
Harbor Springs, MI 49740
Phone: 231.526.5980
FAX: 231.526.6280
Harbor-Petoskey (M119 Main Office)
2140 M-119
Petoskey, MI 49770
Phone: 231.348.7690
FAX: 231.347.4126
Downtown
224 State Street
Petoskey, MI 49770
Phone: 231.347.8480
FAX: 231.348.7699
Lost/Stolen Visa Card & PIN Reset
Lost/Stolen Card – 231.348.7690 and select Option 9
For After-Hours Declined Transactions — 888.547.0553 (inside U.S.)
For issues outside of the U.S. — call us at 231.348.7690 during business hours
Welcome to the neighborhood. Feel free to drop by any convenient branch or give us call. We’re looking forward to showing you what makes us truly unique.