Section Menu
Consumer Loan Rates
Prime = 7.25% APR | Current as of April 02, 2026
| Term | APR* |
|---|---|
| 60 months or less | 5.00% |
| 61-72 months | 5.25% |
| 73-84 months | 5.50% |
| 85-96 months | 5.75% |
| 97-120 months | 6.00% |
| 5 Year Adjustable | 5.50% |
| Loan Type | APR* |
|---|---|
| Signature/Line of Credit | 9.99% |
| Credit Card | Prime + 4.00% |
| Term | APR* |
|---|---|
| 5 Years | 5.00% |
| 7 Years | 5.25% |
| 10 Years | 5.50% |
| 15 Years | 5.75% |
| 20 Years | 6.00% |
| 30 Years | 6.25% |
| Loan Type | APR* |
|---|---|
| Vacant Land | 6.75% |
| Term | APR* |
|---|---|
| 3/3 ARM (30-Year Term) | 5.25% |
| 5/5 ARM (30-Year Term) | 5.50% |
| 7/7 ARM (30-Year Term) | 5.70% |
| 3/3 ARM (15-Year Term) | 4.75% |
| 5/5 ARM (15-Year Term) | 5.00% |
| 7/7 ARM (15-Year Term) | 5.25% |
*
APR = Annual Percentage Rate. Rates listed are “as low as” depending on credit score.
**
Other terms and conditions may apply.
If you're ready to get started you can become a member online right now. Or feel free to stop by any convenient branch or give us a call at 231.348.7690, or toll-free at 866.890.3670.