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Rewards Program

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A little something Xtra for you.

Xtra Points is a no-cost program that rewards you with points for using your enrolled St. Francis X Federal Credit Union Credit or Debit Card. You’ll receive one (1) point for every dollar* you spend. And, earn bonus points with our ShoppingFling feature just by shopping at participating merchants. We’ll keep track of your points for you and send you a monthly statement showing what you’ve earned.

Start redeeming rewards with as few as 750 points for fantastic items like:

  • Travel Rewards—The largest selection of travel rewards on flights, rental cars, hotels, cruises, vacations and experiences. Log into Home Banking and use the Xtra Points login to access the travel site, or call 1.800.932.9894 to speak with a certified travel agent.
  • Merchandise—Everything you want or need from home appliances, sports items, computers and electronics, gourmet foods and more.
  • Downloadable Rewards—Want it now? Redeem points for downloadable iTunes or gift cards you can use for books, movies, apps and more.
  • Charitable Donations—We have more than 100 charitable organizations you can give to.

Best of all, your Xtra Points never expire and you can speak to an Xtra Points representative at any time by calling 1.855.4XTRA.PTS (1.855.498.7278).


A minimum of $1,000 must be spent before rewards account will activate.

Welcome to the neighborhood. For additional information about our Xtra Points program, drop by any convenient branch or give us a call. We’re looking forward to showing you what makes us truly unique.