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9-Month No Penalty CD

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Seriously, no penalties.

Normally, if you make a withdrawal from a Certificate of Deposit before it matures, you’re going to get hit with a penalty. Not with our 9-Month No Penalty CD. You’ll earn a great rate of 0.10% APY* with a starting deposit of just $500. Then you can let it ride, withdraw the interest monthly, or even take your balance all the way down to $0. It’s your money. Have fun with it.

Certain restrictions do apply,* but this is a great way to earn extra interest on your savings with no penalties. Where else can you find a deal like that?


APY = Annual Percentage Yield. Rates effective as of February 16, 2021 and are subject to change without notice. No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle, to another St. Francis X account held by you or to a third party by means of a preauthorized automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.

Welcome to the neighborhood. Open your 9-Month No Penalty CD at any convenient branch or give us a call if you have questions. We’re looking forward to showing you what makes us truly unique.