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The power of our plastic.
You never know when an emergency may pop up—or an awesome deal, for that matter. You’ll always be ready with our VISA® Credit Card, whether you’re shopping in-store, online or over the phone.
Take your purchasing power to the max with:
- Low rates. No Annual Fee – Charge forward. We’ve got you covered.
- Verified by VISA® – An extra layer of security to protect you.
- Our Rewards Program – Earn Xtra Points you can apply toward merchandise and more.
- Apple™, Samsung™ and Google Pay™ – Make purchases using your smartphone.
So, go ahead and charge forward. The power of our plastic is with you.
Protect outstanding VISA® Credit Card balances with Loan Protection & Insurance Services.
Welcome to the neighborhood. You can securely apply for your St. Francis X VISA® Credit Card online. Or you can print out the application, fill it out, and drop by any convenient branch. We’re looking forward to showing you what makes us truly unique.