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Loan Rates

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Consumer Loan Rates

Prime = 3.25% APR | Current as of July 31, 2021

New Auto, Truck & Motorcycle (Boat, Camper, RV, ATV or PWC loans are the rate shown plus a 0.50% APR premium)
Term APR*
60 months or less 2.49%
61-72 months 2.99%
73-84 months 3.49%
85-96 months 3.99%
97-120 months 4.49%
Personal/Signature, Line of Credit & Credit Card
Loan Type APR*
Signature/Line of Credit 9.99%
Credit Card Prime + 4.00%
Home Loans**
Term APR*
5 Years 2.25%
7 Years 2.50%
10 Years 2.75%
15 Years 3.00%
20 Years 3.75%
30 Years 6.25%
Vacant Land Loans**
Loan Type APR*
Vacant Land 4.75%
Home Equity – Adjustable Rate**
Term APR*
3/3 ARM (30-Year Term) 3.25%
5/5 ARM (30-Year Term) 3.50%
7/7 ARM (30-Year Term) 3.75%
3/3 ARM (15-Year Term) 2.00%
5/5 ARM (15-Year Term) 2.25%
7/7 ARM (15-Year Term) 3.00%
*

APR = Annual Percentage Rate. Rates listed are “as low as” depending on credit score.

**

Other terms and conditions may apply.

If you're ready to get started you can become a member online right now. Or feel free to stop by any convenient branch or give us a call at 231.348.7690, or toll-free at 866.890.3670.