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Loan Rates

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Consumer Loan Rates

Prime = 8.50% APR | Current as of March 03, 2024

New Auto, Truck & Motorcycle (Boat, Camper, RV, ATV or PWC loans are the rate shown plus a 0.50% APR premium)
Term APR*
60 months or less 6.00%
61-72 months 6.25%
73-84 months 6.50%
85-96 months 6.75%
97-120 months 7.00%
Personal/Signature, Line of Credit & Credit Card
Loan Type APR*
Signature/Line of Credit 10.99%
Credit Card Prime + 4.00%
Home Loans**
Term APR*
5 Years 6.00%
7 Years 6.25%
10 Years 6.50%
15 Years 6.75%
20 Years 7.00%
30 Years 7.25%
Vacant Land Loans**
Loan Type APR*
Vacant Land 7.75%
Home Equity – Adjustable Rate**
Term APR*
3/3 ARM (30-Year Term) 6.25%
5/5 ARM (30-Year Term) 6.50%
7/7 ARM (30-Year Term) 6.75%
3/3 ARM (15-Year Term) 5.75%
5/5 ARM (15-Year Term) 6.00%
7/7 ARM (15-Year Term) 6.25%
*

APR = Annual Percentage Rate. Rates listed are “as low as” depending on credit score.

**

Other terms and conditions may apply.

If you're ready to get started you can become a member online right now. Or feel free to stop by any convenient branch or give us a call at 231.348.7690, or toll-free at 866.890.3670.