St. Francis X Federal Credit Union has integrated loan Skip-A-Payment into our home banking and mobile banking app. ... Learn More We will be closed from 12pm to 3pm on Friday, March 29th in observance of Good Friday.
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Getting the most for your money.

We’re on a mission to make sure you get every financial product and service you need from us, plus a little bit extra. Which means no other financial institution in Northwestern Michigan can touch us when it comes to our Checking Accounts, Health Savings Accounts (HSA), Money Market Accounts, Savings Accounts, Share Certificates or Individual Retirement Accounts (IRAs).

Check out our Rates, then work with our Savings Calculators to make short-, mid- and long-term financial plans. With our Checking/Savings Applications you can get started quickly and easily online.

Welcome to the neighborhood. If there is anything else you’d like to know about our savings and checking products, feel free to drop by any convenient branch or give us a call. We’re looking forward to showing you what makes us truly unique.