Free checking that’s still free.
Many financial institutions out there are charging a bunch of fees for the “privilege” of having a checking account. Not us. Our Share Draft Checking Account has no minimum balance requirement, no monthly fee and unlimited check writing with no per-check fees.
If all that isn’t great enough, every one of our checking accounts comes with these additional benefits:
- VISA® Debit Card
- Online and Mobile Banking
- Free Bill Pay
- Direct Deposit
- Nationwide Surcharge-Free ATM Network
- Free Share Draft Protection
- Courtesy Pay Availability
- Easy and Secure Check Reordering
- Apple™, Samsung™ and Google Pay™
Earn more while you spend.
We also have an amazing rewards program called Xtra Points that rewards you with points just for using your St. Francis X Credit or Debit Cards when you shop.